Chama Services · Group Loans
Turn shared savings into shared growth.
When your group is ready to invest, our chama loans help you take the next step — backed by the savings and trust you've built together.
What chamas use group loans for
Financing for the projects your members have agreed to pursue together.
Group investments
Finance land, property or other investments your members agree on.
Group enterprises
Start or grow a business that your chama runs together.
Agricultural projects
Fund farming inputs, equipment or value-addition projects.
On-lending to members
Support members' individual needs under your group's own lending rules.
Eligibility
Group loans are available to chamas registered with Olivejikuze. Typical requirements include:
- A registered chama with a savings account at Olivejikuze.
- A consistent record of group savings.
- Group minutes approving the loan and its purpose.
- Authorisation from the group's signatories.
How group loans work
- 01
Agree as a group
Discuss the project and approve the loan in a group meeting.
- 02
Consult us
Our team helps you choose the right loan and plan repayment.
- 03
Apply
Submit the application with minutes and signatory approval.
- 04
Invest & repay
Put the funds to work and repay as a group on schedule.
Loan limits and terms depend on your group's savings and record. Contact us for current details.
Planning a group project?
Talk to us about financing for your chama.